Travel Insurance

Travel Insurance is something many of us tend to ignore or neglect. As a matter of fact, it is most likely the last thing on our vacation checklist, if it’s there at all. However, vacation can take a year to save for, but only a second to ruin. Whether it’s an unexpected storm closing the airport or a ski injury on a mountain top, mishaps do happen. While we can't do anything to prevent it, we can definitely do something to help cover our travel investment or our medical expenses abroad. This site is aimed to help you understand the necessity and the type of travel insurance coverage that best meets your travel needs and supply you with resources and tips.

Basic travel insurance plans offer coverage for vacation and trip cancellation, travel interruptions and delays, emergency medical and health expenses. As an extra, some travel insurance plan includes a 24/7 travel emergency service for emergency medical assistance, last-minute or emergency travel and flight changes, lost luggage tracking, pre-trip travel advice etc'.

All travel insurance policies allow you to add baggage cover to insure you against loss of passport documents, delayed or lost baggage, loss of personal money and personal items. If your home insurance coverage doesn’t cover loss of personal belongings whilst you are on vacation, it’s always a good idea to add it to your travel insurance policy.

If you are planning to ski, snowboard or ice skate while you are on holiday then add the winter sports option to your coverage. In addition to this any ski equipment you own or hire will be covered for the duration of your holiday and you will also be covered for sites closures and avalanches. If you are planning a scuba-diving vacation you should add this option too to your coverage.

If you plan a golf holiday, some travel insurances allow you to add a golf cover to insure you against loss or damage to your golf equipment and cover any paid fees should you not be able to play.

There are few types of travel insurance: Single trip and multiple trips. A single trip coverage covers you on a specific trip for defined dates. Multiple trips cover you for a full year, regardless length and the number of times you travel within that year. So if you plan to travel few times a year, you should definitely consider this option.

We recommend shopping around for the best Travel Insurance coverage first. Ask questions, get quotes. Do it well before you pack your luggage!