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Car Buying Guide
Buying a new or even a used car is one of
your most expensive purchases that you would do in your lifetime. This
site was designed to give you some advice, tips and resources to help you make a
better buying decision. 1. New car or a
used car? There are some
obvious advantages to buying
a brand new car and there is nothing compared with the feeling of
driving your
brand new car out of the dealer’s lot. Some people wouldn't
even consider
otherwise. However, beside the issue of minimum maintenance and the
warranty,
most advantages of buying a brand new car are emotional. On the
disadvantages
side there are the price of a brand new car, the very fast decrease in
resale
value in the first two years and of course, the insurance costs,
compared to those
of a used car. A used car is
definitely much cheaper option
and your insurance wouldn't cost you a fortune. However, you should
take into
account the maintenance is much more expensive. One solution to
consider is an
off-lease used car. These cars are usually no more than four years old
and are
almost new, mainly because of the required maintenance and mileage
limits. 2. What kind of
car? Consider your
actual needs carefully. Who is
going to drive the car on a daily basis and for what purpose? Do you
really
need that big shiny car to drive to the grocery shop, or a small one
should
do? Are you really
going to fully use
that SUV or is it just for driving back and forth to work? A sedan or a
family
mini-van? 3. Which
accessories and add on? If you are
going for a brand new car, a careful
consideration in this matter is extremely essential. Otherwise, with
the help
of a persuasive salesperson, you will end up with plenty of unnecessary
add on and
few thousands dollars short in your pocket. 4. Purchase,
lease or rent? Which is the
best way for you to finance the
car? Even thou you pay small weekly payments for renting a car, unless
you need
the car for less than a year, renting is too expensive. Leasing is a
good
option. You pay monthly for 12, 24 or 36 months, then return the car at
the end
of the period. If you prefer to own your car and decide to purchase it,
you
should carefully check the installment plan, the hidden fees and the
interest
rate. If you can, it’s always better to pay cash and get an
extra discount. 5. Shopping
around. Do some research. Don’t
neglect this one! Evaluate all the
options and think through it properly. Once you know what your exact
needs are
and what you want, do your research and shop around. A
dealer’s lot in a
walking distance from you is not enough reason to buy there. There are
plenty
of web sites that will give you the best quotes for the car you want,
either
renting, leasing or buying. |